Why is the IREDA share price up today?

The move follows strong Q3 FY26 results. Revenue rose 25% year on year, net profit jumped 37.5%, and the loan book grew 28% to about ₹880 billion. Asset quality also improved, with gross NPA at 3.75% and net NPA at 1.68%. Together, these factors lifted sentiment and pushed the IREDA share price higher.

Is IREDA’s asset quality improving?

Yes. In Q3 FY26, gross NPA stood at 3.75% and net NPA at 1.68%, improving quarter on quarter. The trend suggests better recoveries and disciplined underwriting. If this continues while the loan book scales, it should support earnings visibility and help stabilise the IREDA share price over the medium term.

What valuation metrics should investors track for IREDA?

Watch the P/E near 20.5x on trailing EPS of ₹6.84, price-to-book around 3.04x, and ROE at roughly 15.3%. Also track cost of funds, spreads, and credit costs. These indicators, combined with loan book growth and NPA trends, will guide fair value and the IREDA share price trajectory.

What are the key risks for IREDA in 2026?

High leverage (debt-to-equity near 5.41x), interest rate swings, policy delays, and competition from PSU banks are primary risks. Watch for any rise in NPAs as the book expands. A slower disbursement cycle or tighter spreads could pressure earnings and weigh on the IREDA share price.

Global Market Insights

IREDA.NS Stock Today: January 14 — Q3 Profit Jump Lifts Shares

ByHuzaifa Zahoor January 14, 2026January 14, 2026

IREDA share price moved higher on January 14 after Q3 FY26 results, with the NSE-listed IREDA.NS gaining over 4% intraday. Management reported revenue up 25% year on year, net profit up 37.5%, and the loan book expanding 28% to about ₹880 billion. Asset quality improved, with gross NPA at 3.75% and net NPA at 1.68%. We see investor attention on policy support for renewables, AAA-rated funding access, and the sustainability of growth in clean energy lending.