How long are 2026 tax refunds taking this year?

Many straightforward e-filed returns still pay within 10 to 21 days after acceptance. Staffing strains could lengthen that for some taxpayers, especially if a return needs extra checks. Paper returns, identity verification, or corrections take longer. Use Where’s My Refund to monitor updates and set expectations for your IRS refund timeline.

When will Child Tax Credit refunds arrive?

Returns that include the Earned Income Tax Credit or Additional Child Tax Credit face legal holds. Many direct deposits tied to these credits are expected around March 2, even for early filers. Your exact date depends on acceptance timing and any review flags. Track status with Where’s My Refund for the latest update.

What can I do to avoid refund delays?

E-file with direct deposit, and confirm all personal and bank details. Match W-2s and 1099s, attach required schedules, and review dependent claims. Respond quickly if the IRS requests identity verification. Check Where’s My Refund once daily for status, and compare your acceptance date against the IRS refund timeline to plan cash needs.

Do refund delays affect markets or banks?

Yes, timing shifts can soften February retail sales and delay bank deposit inflows, then rebound in March as funds arrive. Card paydowns may slip a cycle before improving. Investors watch weekly spending trackers, bank updates, and retailer commentary for signs that irs tax refund delays are moving demand later into the quarter.

Global Market Insights

IRS Tax Refunds February 06: Delays Likely as Staffing Crunch Hits

ByHuzaifa Zahoor February 7, 2026February 7, 2026

IRS tax refund delays are front of mind as filing opened on January 26 and early filers await cash. The usual 10 to 21 day window may stretch this year due to staffing shortages. Earned Income Tax Credit and Child Tax Credit refunds are not expected until about March 2 for many direct deposits. For investors, timing matters because refunds drive consumer spending and shift bank deposits. We outline the IRS refund timeline, tools to track status, and what the delays could mean for markets.