ITUB Itaú Unibanco (NYSE) $8.88 Jan 2026: Feb 4 earnings could reshape outlook
ITUB stock closed at $8.88 on 29 Jan 2026 in the United States (NYSE). Market closed after the session that saw a day high $8.95 and volume 67,236,437 shares. Investors now turn to the scheduled earnings report on 04 Feb 2026, which could change guidance for loan growth and margins. We preview key metrics, Meyka AI forecasts, and what to watch in the earnings spotlight for Itaú Unibanco (ITUB).
Earnings snapshot: ITUB stock ahead of Feb 4 report
Earnings are set for 04 Feb 2026 and investors will watch net interest margin and credit cost trends. The ADR trades on the NYSE in USD, with trailing EPS $0.77 and a trailing P/E of 11.60. Management commentary on Brazil loan volumes and provisioning will likely drive near-term price moves in ITUB stock.
Price action and valuation: ITUB stock levels and analyst view
ITUB stock closed $8.88 with a 50-day average $7.41 and 200-day average $6.76, showing a bullish medium-term trend. Market cap is $97.61 billion and price/book is 2.32, while the Street consensus price target sits near $7.77 per MarketBeat source. Higher short-term volatility is likely around the earnings release.
Financials and key ratios: ITUB stock fundamentals
Itaú shows strong return on equity at 21.23% and book value per share $20.81, supporting long-term capital generation. Debt-to-equity reads 4.57 and cash per share is $31.82, highlighting leverage and liquidity structure. Dividend metrics show a trailing dividend per share $4.24 and yield roughly 9.18%, a notable yield for bank ADR holders.
Meyka AI grade and forecast: ITUB stock rating and projections
Meyka AI rates ITUB with a score out of 100: 75.61, Grade B+, Suggestion BUY. This grade factors in S&P 500 and sector comparisons, analyst consensus, financial growth, and key metrics. Meyka AI’s forecast model projects quarterly $9.38 and yearly $8.08; quarterly vs current $8.88 implies +5.63% upside, while the yearly figure implies -9.01% downside. Forecasts are model-based projections and not guarantees.
Risks and opportunities: ITUB stock outlook into earnings
Key risks include Brazilian macro swings, currency moves, and pressure on interest margins that could widen credit costs. Opportunities include continued digital gains, fee income growth, and dividend support that attract income investors. Recent analyst notes include a Seeking Alpha downgrade thread highlighting valuation compression versus rate environment source.
Trading and technicals: ITUB stock signals and short-term targets
Technicals show RSI 54.60 and MACD histogram 0.02, indicating neutral momentum into earnings. Average volume is 21,423,220 and today’s relative volume was elevated at 1.56x, linking news flow to price action. For traders, a near-term upside target of $9.50 and a conservative downside target of $7.00 frame risk-reward around the release.
Final Thoughts
ITUB stock closed $8.88 on 29 Jan 2026 as the market paused before Itaú Unibanco’s Feb 4 earnings. The bank posts solid profitability with ROE 21.23%, a trailing P/E 11.60, and an attractive trailing dividend yield near 9.18%, which supports income-focused allocations. Meyka AI’s forecast projects a quarterly price of $9.38, implying +5.63% upside versus the current price of $8.88. Earnings commentary on loan growth, net interest margin, and provisioning will likely determine whether the stock follows the upside scenario or reverts toward the yearly projection of $8.08. Investors should weigh Brazil macro and currency risk against high yield and strong ROE. This analysis uses Meyka AI’s model and public data; forecasts are projections and not guarantees, and this is not investment advice.
FAQs
When does ITUB stock report earnings and what matters most?
Itaú Unibanco reports on 04 Feb 2026. Key items are net interest margin, loan growth, credit provisions, and management guidance. These items drive short-term volatility in ITUB stock and shape earnings-season positioning.
What valuation metrics should investors watch for ITUB stock?
Watch trailing P/E 11.60, price/book 2.32, ROE 21.23%, and dividend yield near 9.18%. These metrics help compare ITUB stock to peers in the Banks – Regional sector and to historical ranges.
How does Meyka AI view ITUB stock and what is the forecast?
Meyka AI rates ITUB 75.61 (B+) with a BUY suggestion. The model projects a quarterly price $9.38 and yearly $8.08. Projections are model-based and not guarantees.
What are the main risks for ITUB stock after earnings?
Main risks include Brazil interest-rate shifts, currency depreciation, higher loan defaults, and regulatory moves. Any negative surprise on provisions or margins can pressure ITUB stock quickly.
Disclaimer:
Stock markets involve risks. This content is for informational purposes only. Past performance does not guarantee future results. Meyka AI PTY LTD provides market analysis and data insights, not financial advice. Always conduct your own research and consider consulting a licensed financial advisor.
