What caused the Oberhausen car fire?

Police and local media say a cigarette likely ignited fuel vapors after petrol was spilled during refueling. Vapors are highly flammable, and a small ignition source can start a fast fire. The incident destroyed a vehicle and injured two people, and police repeated the no smoking rule at pumps.

Is smoking while refueling illegal in Germany?

Yes. German rules ban open flames and smoking at fuel pumps. Stations must post warnings, and drivers must follow them. Police can investigate violations, and insurers may review conduct when assessing claims. The Oberhausen case shows how ignoring signs can harm people and lead to liability questions.

Who pays for damages after a pump fire?

It depends on facts. Motor liability insurance covers damage to others, while own-car losses require comprehensive cover. If someone ignored warnings, insurers may review negligence and policy terms, which can affect payouts. Station operators can face exposure if signage, equipment, or training fell short of required standards.

How can drivers reduce risk at the pump?

Follow posted rules. Do not smoke while refueling. Turn off the engine. Stay outside the car during fueling to limit static. Clean small spills quickly and alert staff. Use approved containers only. These steps cut the chance of vapor ignition and lower the risk of injuries and costly claims.

Law and Government

January 11: Oberhausen Car Fire Highlights Fueling Safety Risk

ByDanny Kontos January 11, 2026January 11, 2026

On 11 January, the Oberhausen car fire put a sharp spotlight on fueling safety in Germany. Local reports say a cigarette ignited spilled petrol during refueling, destroying a car and injuring two people. Police repeated the no smoking rule at pumps. For drivers, station operators, and insurers, the event flags behavior risk, compliance gaps, and auto insurance liability questions. We explain what happened, what the law requires, and simple steps that cut risk and claim costs.