LTF.NS L&T Finance Ltd NSE 14 Jan 2026: Earnings spotlight, provisioning will matter
LTF.NS stock opened intraday at INR 286.10 on 14 Jan 2026 after a prior close of INR 296.15, trading at INR 286.45 as volumes reached 3,225,699 shares. The stock is down -3.28% today following weak risk sentiment ahead of L&T Finance Ltd’s earnings announcement scheduled for 16 Jan 2026. Traders will focus on provisioning, asset quality and margin commentary. We examine valuation, key ratios, technical cues and model forecasts to frame intraday earnings plays for the NSE-listed company.
LTF.NS stock: Earnings calendar and market reaction
LTF.NS stock has an earnings announcement set for 16 Jan 2026 and the market is already pricing in risk, shown by a -3.28% intraday move to INR 286.45.
Trading volume today is 3,225,699, below the 50-day average but market participants are watching disclosures on retail loan growth and wholesale book performance.
LTF.NS stock: Q3 expectations and key metrics
Analysts expect commentary on credit cost and recoveries; L&T Finance Ltd reports trailing EPS INR 10.79 and a PE of 26.75 which sets a baseline for earnings surprise impact.
Key balance-sheet metrics to watch include book value INR 105.72, cash per share INR 32.33, and a high debt profile with debt to equity roughly 3.72. These ratios will shape provisioning and capital adequacy narrative.
LTF.NS stock: Valuation, company rating and Meyka grade
Valuation shows price to book 2.74, price to sales 4.38, and enterprise value to EBITDA 38.28, indicating rich multiples versus some NBFC peers.
Meyka AI rates LTF.NS with a score of 68.84 out of 100 — Grade B, Suggestion: HOLD. This grade factors in S&P 500 and sector comparisons, financial growth, key metrics, forecasts and analyst consensus. These grades are informational and not financial advice.
LTF.NS stock: Technical view and intraday cues
On technicals the RSI is 66.57 and MACD histogram is positive, suggesting short-term bullish momentum despite today’s pullback.
Intraday support sits near INR 283.70 (day low) and resistance near INR 287.05 (day high); watch real-time volumes and break of INR 283.70 for bearish confirmation.
LTF.NS stock: Risks and opportunities
Primary risks are high leverage and low interest coverage at 0.85, which could force higher provisions if asset quality deteriorates.
Opportunities include retail portfolio growth and improving 6-month price performance of 41.09% which may limit downside if management confirms steady collection trends.
LTF.NS stock: Short-term forecast and price targets
Meyka AI’s forecast model projects a monthly target INR 316.55 and a yearly target INR 252.42, giving a mixed view for traders.
Using the model, the implied short-term upside to INR 316.55 from INR 286.45 is 10.46%, while the year target implies a downside of -11.86%. Traders should size positions for volatile earnings reaction.
Final Thoughts
Earnings due on 16 Jan 2026 place LTF.NS stock in focus for intraday traders and positional investors. Current market price INR 286.45 reflects a -3.28% move today and a premium valuation with PE 26.75 and PB 2.74. Meyka AI’s forecast model projects a monthly price of INR 316.55 (implied +10.46% upside) and a yearly price of INR 252.42 (implied -11.86% downside) relative to the present level. Our short-term framework: if earnings show lower-than-expected provisions and stable margins, expect a quick retracement to INR 310–320. If asset quality weakens, watch for a test of INR 240–250. Meyka AI’s intraday signals and the platform’s grade (B, HOLD) should be used alongside real-time disclosures and your risk rules. Forecasts are model-based projections and not guarantees. For full filings check the company site and ETF holding updates L&T Finance Ltd and related market context SMIN holdings.
FAQs
When does L&T Finance report earnings and why does it matter for LTF.NS stock?
L&T Finance Ltd reports on 16 Jan 2026; the release matters because guidance on provisions, collection trends and margins will drive LTF.NS stock intraday volatility and near-term price direction.
What are the key ratios to watch in the LTF.NS stock earnings?
Watch PE 26.75, book value INR 105.72, debt to equity 3.72, and interest coverage 0.85; each will influence how the market interprets earnings and provisioning.
What short-term price moves should traders expect in LTF.NS stock after earnings?
Meyka AI projects a monthly target INR 316.55 (implied +10.46%) and a yearly INR 252.42 (implied -11.86%). Expect sharp intraday swings; size positions for volatility.
Disclaimer:
Stock markets involve risks. This content is for informational purposes only. Past performance does not guarantee future results. Meyka AI PTY LTD provides market analysis and data insights, not financial advice. Always conduct your own research and consider consulting a licensed financial advisor.
