NF4.DE €42.80 after hours 02 Jan 2026: earnings due 05 Jan, upside priced?
NF4.DE stock closed at €42.80 in after hours trading on 02 Jan 2026, up 3.38% on the day as investors positioned ahead of Netfonds AG’s scheduled earnings release on 05 Jan 2026. The XETRA-listed Hamburg-based financial services firm shows low intraday volume at 322 shares but a tight trading range (€42.60–€43.80). Key metrics to watch into the report: EPS €0.76, reported PE 56.05 and market cap €99.26m, with 50- and 200-day averages at €44.07 and €43.99. This earnings spotlight focuses on guidance, margins and whether results justify current valuation in EUR.
Earnings preview and what to expect
Netfonds AG (NF4.DE) reports on 05 Jan 2026 and investors expect detail on fee growth from Broker Pool and Asset Management segments; the company last reported EPS €0.76 and the market will watch recurring fee margins and any changes to distribution agreements. Consensus estimates are thin, so the stock may react to revenue growth and margin commentary rather than big surprises in headline EPS. Given recent revenue growth of 22.95% year-over-year, guidance on client inflows and platform fees will drive the near-term move on XETRA in EUR.
Fundamentals and valuation snapshot
At €42.80 Netfonds trades with a reported PE of 56.05 and book value per share €11.11, implying a price-to-book near 4.43. Netfonds’ dividend per share is €0.35 and dividend yield is about 0.82%. Leverage is noticeable with debt-to-equity 1.22 and interest coverage strong at 45.49, while return on equity is 15.70%. These ratios show profitable operations but a premium valuation relative to the Financial Services sector average PE ~20.59 on the sector dataset, signalling investors are paying for growth and recurring fee streams.
Technical picture heading into the print
Technicals are mixed: RSI at 40.44 and CCI at -104 indicate short-term weakness, while ADX 28.54 shows a definitive trend. Price sits just below the 50-day average (€44.07) and just below the Bollinger middle band €43.89, with ATR €0.77 suggesting modest intraday risk. Volume today was 322 versus average 406, so expect higher volume on earnings. Support lies near the year low €40.60 and resistance near the 52-week high €48.00 on XETRA.
Risks and upside catalysts
Primary risks include concentrated client relationships, receivables cycle with days sales outstanding ~79 days, and sensitivity to interest-rate related flows in the German advisory channel. Upside catalysts are stronger-than-expected recurring fee growth, margin expansion in Liability Umbrella services, and clearer guidance on asset management inflows. A clean earnings beat could re-rate NF4.DE given its small €99.26m market cap and low liquidity, but volatility should be expected after the release.
Meyka grade, model forecast and price scenarios
Meyka AI rates NF4.DE with a score out of 100: Meyka AI rates NF4.DE with a score out of 100 — 80.78 (Grade A) with suggestion: BUY. This grade factors in S&P 500 benchmark comparison, sector performance, financial growth, key metrics, and analyst consensus. For scenario planning we offer three internal price targets: bear €36.00, base €44.00, bull €52.00, reflecting valuation sensitivity to fee growth and margins. These are model-based scenarios for planning, not broker targets.
Final Thoughts
Netfonds AG (NF4.DE) sits at €42.80 after hours on 02 Jan 2026 with earnings due 05 Jan 2026 and a narrow market cap of €99.26m on XETRA in Germany; today’s 3.38% move reflects positioning rather than heavy trade (volume 322 vs avg 406). Fundamentals show modest profitability (EPS €0.76, ROE 15.70%) but a stretched headline PE 56.05 and price-to-book 4.43 that require continued fee growth to justify the multiple. Technically the stock is between short-term support at €40.60 and resistance near the 52-week high €48.00. Meyka AI’s forecast model projects a short-term monthly target of €49.86 — implying +16.50% vs current price €42.80 — and a 12-month projection of €37.67 — implying -11.99%. Forecasts are model-based projections and not guarantees. For investors focused on the earnings print, prioritise guidance on recurring fees and margin drivers; for longer-term holders watch receivables conversion and leverage metrics. Meyka AI, our AI-powered market analysis platform, flags NF4.DE as a stock where strong execution on fee growth could justify a re-rating, but the stock carries liquidity and valuation risk that warrants position sizing discipline.
FAQs
Netfonds AG is scheduled to report earnings on 05 Jan 2026. Expect commentary on fee growth, asset management inflows and any updates to distribution or liability umbrella arrangements.
Key metrics: last price €42.80, EPS €0.76, reported PE 56.05, book value per share €11.11 and price-to-book c.4.43. Market cap is about €99.26m on XETRA.
Meyka AI’s forecast model projects a monthly target €49.86 (+16.50% vs €42.80) and a 12-month projection €37.67 (-11.99% vs current). Forecasts are model-based projections and not guarantees.
Watch receivables cycle (days sales outstanding ~79), leverage (debt-to-equity 1.22), low liquidity and dependence on recurring fees; any downward guidance could pressure the premium valuation.
Disclaimer:
Stock markets involve risks. This content is for informational purposes only. Past performance does not guarantee future results. Meyka AI PTY LTD provides market analysis and data insights, not financial advice. Always conduct your own research and consider consulting a licensed financial advisor.
