When were the Premium Bonds January 2026 results released?

NS&I released the Premium Bonds January 2026 results on 2 January. That means you can use the NS&I prize checker on the website or app today. If you checked early and saw nothing, try again later in the day, as results appear in stages. Keep your holder number ready.

How do I use the NS&I prize checker?

Go to the NS&I website or app, select Premium Bonds, then open the prize checker. Enter your holder’s number or NS&I number and your surname. You can also view past prizes and set alerts. Save the result, update contact details, and consider prize reinvestment if it suits your plan.

What are Premium Bonds odds and do they change?

Premium Bonds odds show the chance that each £1 bond wins any prize. NS&I reviews the odds and prize distribution from time to time. Odds and the prize fund rate guide the number and size of prizes, not your personal return. Always check the latest odds on the NS&I site.

Are Premium Bonds prizes tax free?

Yes, Premium Bonds prizes are tax free for UK residents. That can help if you are close to using your Personal Savings Allowance. Tax free status does not change the risk of winning or the need for cash planning. Keep an emergency fund in an easy access account alongside Bonds.

Global Market Insights

NS&I Premium Bonds Today, January 02: £1m January Winners Announced

ByDanny Kontos January 2, 2026January 2, 2026

Premium Bonds January 2026 results landed today, 2 January, with two new £1 million winners from Suffolk and Berkshire under a 3.60% prize fund rate. With more than 24 million UK savers in the draw, now is the time to check. The prize mix keeps shifting, with fewer big wins and more smaller prizes. We explain how to use the NS&I prize checker, what the latest changes mean, and how Premium Bonds can fit your cash plan.