Is OCBC a good dividend stock right now?

OCBC offers a TTM dividend yield near 4.4% with a payout ratio around 35%, leaving room to invest and return cash. Dividends per share are about S$0.938. The upcoming FY2025 update should clarify the payout range, cadence, and any buyback or treasury-share use. If margins and credit costs remain steady, dividend visibility looks solid. Always match income needs with risk tolerance before buying.

What could move OCBC share price on 25 Feb results day?

Three items stand out. First, dividend policy language, including any target payout range or buyback stance. Second, net interest margin sensitivity and deposit mix, which shape earnings power. Third, loan growth, fee momentum in wealth and cards, and credit cost guidance. Clear, conservative guidance could support the shares. Any sign of faster margin compression or higher costs may pressure the near-term reaction.

How does net interest margin affect OCBC’s earnings?

Net interest margin is the spread between what the bank earns on assets and pays on deposits. Small changes can meaningfully shift net interest income. Stable or rising margins usually lift earnings, while falling margins can weigh on profits unless offset by fee growth or volume gains. Deposit mix, repricing lags, and competition drive the outcome. Management’s sensitivity guidance helps investors model scenarios.

Is OCBC expensive at S$21.38?

On trailing metrics, OCBC trades at about 7.23 times earnings and 1.58 times book, with ROE near 22%. That looks reasonable for a bank delivering strong returns and a 4.4% TTM yield, especially near its 52-week high of S$21.45. Valuation support depends on FY2025 guidance for margins, credit costs, and capital returns. Monitor the breakout above S$21.45 and how volumes track after results.

Global Market Insights

O39.SI Stock Today: February 10 — Pre‑FY25 focus on dividends, NIM

ByDanny Kontos February 9, 2026February 9, 2026

OCBC share price edged lower into the weekend but stayed near its 52-week high as investors positioned for 25 Feb FY2025 results under new CEO Tan Teck Long. Shares of O39.SI closed at S$21.38, within the day’s S$21.16 to S$21.44 range. Markets will watch dividend policy, net interest margin, and loan growth guidance. A recent article noted the late-week ease in price action source. With Singapore bank earnings in focus, clarity on capital management and treasury-share use may steer near-term sentiment.