Pre-Market 13 Jan 2026: RF Regions Financial (NYSE) $28.26: watch guidance
RF stock opened pre-market at USD 28.26 on 13 Jan 2026 as investors position ahead of Regions Financial Corporation’s Jan 16 earnings release. Volume is tracking 12,024,222 shares with a 50-day average near USD 26.18 and a 200-day average near USD 24.33. Market attention centers on upcoming EPS and guidance, the company’s USD 3.00 billion buyback plan, and the dividend yield near 3.64%. We examine how valuation, analyst targets and Meyka AI models frame the near-term trading setup for RF stock
RF stock: pre-market snapshot and setup
RF stock trades on the NYSE in the United States at USD 28.26 with a day range USD 28.06–28.47 and a market cap of USD 25.49 billion. Average volume is 21,245,441 shares versus actual 12,024,222, suggesting lighter trade ahead of earnings. The share price sits near the 52-week high of USD 29.26, and the 50/200-day averages point to a positive trend for traders.
RF earnings: timing, expectations and what matters
Regions Financial will report quarterly results on 16 Jan 2026 (8:30 AM ET). RF’s trailing EPS is USD 2.27 and recent quarterly consensus points to modest EPS pressure in the near term. Investors will watch net interest margin, loan-loss provisioning and any forward guidance — areas that typically move RF stock on the print.
RF stock valuation and key financial metrics
Valuation looks reasonable: reported PE is 12.45 and price-to-book is 1.32. Key ratios include ROE 11.63%, debt-to-equity 0.32, and payout ratio near 46.47%. Regions pays an annual dividend of USD 1.06 (yield 3.64%) and has authorized a USD 3.00 billion buyback, which supports EPS and tangible book value per share over time.
Meyka AI rates RF with a score out of 100 and technicals
Meyka AI rates RF with a score out of 100: 78.14 (Grade B+, Suggestion: BUY). This grade factors S&P 500 and sector comparisons, financial growth, key metrics and analyst consensus. Technical indicators show an RSI of 70.92 (near overbought), MACD positive and ADX 30.06 indicating a strong trend. These mixed signals mean momentum can amplify moves after the earnings print.
Analyst consensus, price targets and market catalysts
Analysts’ consensus target is USD 28.93; recent targets range from USD 27.00 to USD 32.00. Major catalysts for RF stock include the upcoming earnings print, the progress of the USD 3.00 billion buyback, deposit trends in the regional bank sector, and macro rates. For source context see MarketBeat forecast and the Nasdaq earnings calendar Nasdaq earnings.
Risks and opportunities for RF stock traders
Opportunity: Attractive yield, modest valuation and the buyback could support upside if net interest income holds. Risk: Regional bank lending and deposit pressure, sensitivity to Fed moves, and weaker-than-expected guidance could send RF stock lower. Short-term traders should watch volume spikes and guidance language; longer-term investors should track ROE and tangible book growth.
Final Thoughts
Key takeaways for RF stock heading into the Jan 16 earnings report: the share trades at USD 28.26 with a reasonable PE near 12.45, a dividend yield of 3.64%, and a sizable USD 3.00 billion buyback that should support per-share metrics if executed. Meyka AI’s forecast model projects a 1-year price of USD 26.33, implying an estimated downside of -6.83% versus the current price, and a 3-year projection near USD 33.44, implying +18.31% upside over that horizon. Meyka AI grades RF 78.14 / B+ (BUY); this grade factors S&P 500 and sector comparisons, financial growth, key metrics, and analyst consensus. Use the earnings release to judge loan growth, margin trends and buyback progress. Forecasts are model-based projections and not guarantees; monitor the print and guidance carefully before adjusting positions in RF stock.
FAQs
When does Regions Financial report earnings and how will it affect RF stock?
Regions reports on 16 Jan 2026 (8:30 AM ET). Expect movement in RF stock from EPS versus consensus, net interest income and guidance. Strong NII or buyback details could lift the share price, while weak guidance could push it lower.
What valuation metrics matter for RF stock right now?
Key metrics: PE 12.45, P/B 1.32, ROE 11.63%, dividend yield 3.64% and payout ratio 46.47%. These figures point to modest valuation with income support from dividends and buybacks.
How does Meyka AI view RF stock performance?
Meyka AI assigns RF a score of 78.14 (Grade B+, Suggestion: BUY) based on benchmark and sector comparisons, growth, metrics and analyst views. This is informational and not investment advice.
What are the top risks investors should watch for RF stock?
Top risks include regional loan and deposit stress, margin compression if interest rates shift, and weaker-than-expected guidance. Monitor liquidity and provisioning commentary in the earnings call.
Disclaimer:
Stock markets involve risks. This content is for informational purposes only. Past performance does not guarantee future results. Meyka AI PTY LTD provides market analysis and data insights, not financial advice. Always conduct your own research and consider consulting a licensed financial advisor.
