Pre-market 31 Jan 2026: CCP.AX Credit Corp ASX earnings 3 Feb : model -6.26%
CCP.AX stock is trading at A$14.18 ahead of Credit Corp Group Limited’s earnings due 3 Feb 2026, and the market will watch US debt ledger and consumer lending trends closely. Credit Corp (ASX: CCP.AX) posts EPS A$1.37 and a P/E 10.42, with a market cap A$971,314,663.00 and a dividend yield near 4.77%. In pre-market trading volume sits at 452,251.00 shares versus an average 196,436.00, signalling investor attention before the report. This earnings spotlight explains the drivers likely to move the CCP.AX stock price and the model-based outlook ahead of results.
CCP.AX stock: upcoming earnings and market context
Credit Corp (CCP.AX) reports on 3 Feb 2026 and faces scrutiny on debt ledger purchasing and consumer lending performance in Australia and the United States. Management commentary on asset purchases and provisioning will matter because the company’s EPS A$1.37 and P/E 10.42 leave less room for negative surprises. Sector context: Financial Services has modest YTD gains of 0.27%, so CCP’s results will be judged against peers and macro credit conditions.
Earnings drivers and recent financials
Revenue per share is A$8.02 and net income per share is A$1.38, with trailing free cash flow per share A$1.99, which supports the company’s dividend. Credit Corp’s FY24 showed negative net income growth of -44.43%, so investors will watch trends in collections, US ledger returns and consumer lending margins. Days sales outstanding remain long at 324.19 days, indicating collection timing risk that management must address in the earnings call.
Valuation and key metrics for CCP.AX stock
At A$14.18, CCP.AX trades at P/B 1.09 and P/S 1.78, with a dividend per share of A$0.68 and payout ratio 0.40. Enterprise value is A$1,339,029,663.00 and EV/EBITDA sits near 9.42, suggesting a value-oriented multiple versus Financial Services peers (sector avg P/E 22.42). Cash conversion yield (free cash flow yield) is about 13.98%, which supports income-focused investors.
Technical setup and trading flow
Technicals show a neutral to mildly bullish tone: RSI 56.97, MACD histogram 0.02, and price above the 50-day average A$13.98 but near the 200-day A$14.55. Daily range today is A$14.06–A$14.60, with volume 452,251.00 above the 50-day average and relative momentum indicators showing short-term strength. Traders may react sharply to any guidance change, given the stock’s one-year decline of -21.77%.
Meyka AI rates CCP.AX with a score out of 100
Meyka AI rates CCP.AX with a score of 70.75 out of 100 and assigns a B+ / BUY suggestion. This grade factors in S&P 500 benchmark comparison, sector performance, financial growth, key metrics, and analyst consensus. The internal grade reflects solid return on equity 10.60%, conservative leverage (debt/equity 0.48) and attractive dividend yield, offset by recent earnings contraction and receivables timing risk.
Meyka AI forecast and price targets for CCP.AX stock
Meyka AI’s forecast model projects a 12‑month baseline of A$13.30 versus the current A$14.18, implying a model downside of -6.26%. Shorter horizon forecasts show monthly A$11.67 and quarterly A$10.90, indicating near-term pressure. Given current multiples and cash flow, we set model price targets: conservative A$12.00, base A$14.50, bull A$17.50. Forecasts are model-based projections and not guarantees.
Final Thoughts
Key takeaways for CCP.AX stock: Credit Corp enters the 3 Feb earnings report with mixed fundamentals. Trailing numbers show EPS A$1.37, P/E 10.42, a dividend yield near 4.77%, and robust free cash flow per share A$1.99, supporting income case. Countering strengths, FY24 reported net income decline of -44.43% and a long receivables cycle of 324.19 days raise execution risk. Meyka AI’s forecast model projects a 12‑month level of A$13.30 against the current A$14.18, implying -6.26% downside; our scenario targets range from A$12.00 to A$17.50. Watch management remarks on US ledger purchases, provisioning and consumer lending growth. Meyka AI provides this AI-powered market analysis to help frame the result, but forecasts are model-based projections and not guarantees.
FAQs
When does Credit Corp (CCP.AX) report earnings?
Credit Corp (CCP.AX) announces results on 3 Feb 2026. Investors should watch commentary on debt ledger purchases, provisioning and US consumer lending, as these items will influence CCP.AX stock movements after the release.
What are the key valuation metrics for CCP.AX stock?
At A$14.18, CCP.AX shows P/E 10.42, P/B 1.09 and a dividend yield about 4.77%. Free cash flow yield is roughly 13.98%, which supports an income-focused valuation view for CCP.AX stock.
What does Meyka AI forecast for CCP.AX stock?
Meyka AI’s forecast model projects a 12‑month level of A$13.30 versus current A$14.18, implying -6.26% downside. These projections are model-based and not guarantees, and short-term results could differ depending on earnings detail and guidance.
What risks should investors watch in the CCP.AX earnings?
Primary risks for CCP.AX stock include weaker-than-expected ledger returns in the US, slower collections given a 324.19 day receivables cycle, and margin pressure in consumer lending. Management guidance on provisioning will be crucial.
Disclaimer:
Stock markets involve risks. This content is for informational purposes only. Past performance does not guarantee future results. Meyka AI PTY LTD provides market analysis and data insights, not financial advice. Always conduct your own research and consider consulting a licensed financial advisor.
