What happens if you win NS&I?

If you win an NS&I prize, the money is automatically paid into your NS&I account or sent as a cheque, depending on your settings. You’ll also receive a notification from NS&I confirming your win.

How many £100,000 prizes are there in Premium Bonds?

Each month, there are multiple £100,000 prizes available, along with two top prizes of £1 million. The exact number of £100,000 prizes changes monthly based on the prize fund.

What are the chances of winning on NS&I?

The odds of winning for each £1 Bond number are currently about 21,000 to 1 , but your chances improve the more Premium Bonds you hold.

What is the top NS&I prize?

The top prize in the Premium Bonds draw is £1 million , and two lucky winners receive it each month.

Yes, NS&I is fully backed by the UK Government, making it one of the safest places to save money.

How do NS&I contact you if you win?

NS&I will notify you through your online account, mobile app, or by post—never by phone or email asking for personal details.

Global Market Insights

Premium Bonds Success: £900 NS&I Holding Bought in 2010 Strikes £100K Win

ByRubaisha October 24, 2025October 24, 2025

A Real-Life Success Story

A lucky saver has just proved that patience can pay. An NS&I Premium Bonds holding bought in 2010 for about £900 has won £100,000 in a recent draw. The bondholder, from Stoke-on-Trent, held just £913 worth of bonds and struck a six-figure prize. This win shows the long-term potential of Premium Bonds and the chance that old bonds still hold value.