Q3 Earnings Today 19 Jan 2026: Punjab National Bank (PNB.NS NSE) at INR 128.59, watch margins
PNB.NS stock opens the earnings spotlight on 19 Jan 2026 as Punjab National Bank reports results intraday; the share trades at INR 128.59 after opening at INR 132.30. Heavy activity — volume 65,559,305 versus an average of 16,897,064 — shows traders are positioning ahead of the Q3 print. Key near-term metrics are favourable: trailing EPS 14.84, PE 8.92, and PB 1.10. We assess the earnings drivers, margin sensitivities, and what the numbers mean for a realistic INR 135.00 near-term price target and the Meyka AI forecast horizon.
PNB.NS stock: earnings setup and market reaction
Punjab National Bank (PNB.NS) reports Q3 results intraday on 19 Jan 2026 and the market shows mixed positioning; price range today is INR 125.25–135.15. The bank’s volume 65,559,305 is 2.05x the average, signalling elevated interest. Yesterday’s close was INR 128.68 and current print at INR 128.59 links price moves to expectations on net interest margin and slippage guidance.
PNB.NS stock: fundamentals and valuation snapshot
PNB.NS stock trades at PE 8.92 with EPS 14.84 and PB 1.10, implying value relative to the Financial Services sector average PB of 2.77. Market cap is INR 1,521,205,970,952.00 and dividend per share is INR 2.90 (yield ~2.19%). Key ratios show ROE 12.88% and debt-to-equity 0.68, which position PNB as a lower multiple bank with improving profitability versus its regional peers.
PNB.NS stock: earnings risks and margin drivers
Earnings will hinge on NIM expansion and slippage control; interest coverage and credit cost trends matter. The bank’s net profit margin is 11.57% (TTM) and debt-to-equity sits at 0.68, so upside depends on core margin improvement rather than large credit reversals. Watch management commentary on corporate slippage, retail loan growth, and treasury gains.
PNB.NS stock technicals and intraday cues
Intraday technicals show RSI 53.00 and MACD histogram 0.23, pointing to neutral momentum but room for continuation. Bollinger middle band at INR 121.64 and ATR 2.55 indicate limited intraday volatility relative to today’s wide high of INR 135.15. High relative volume suggests earnings reaction may extend into later sessions.
Meyka grade and analyst framing for PNB.NS stock
Meyka AI rates PNB.NS with a score out of 100: 70.36 which maps to B+ with a BUY suggestion. This grade factors S&P 500 and sector comparison, financial growth, key metrics, forecasts and analyst consensus. The rating is informational only and not financial advice; investors should combine this with public filings and management commentary.
PNB.NS stock: price targets and Meyka forecast
Meyka AI’s forecast model projects quarterly INR 134.37 and yearly INR 146.49. Against the current price INR 128.59, a 12‑month model target of INR 146.49 implies 13.93% upside, while a tactical near-term target of INR 135.00 implies 4.99% upside. Forecasts are model‑based projections and not guarantees; they should be weighed with live earnings details.
Final Thoughts
PNB.NS stock faces a clear earnings test on 19 Jan 2026 where net interest margin and credit cost commentary will decide near-term direction. The share trades at INR 128.59 with attractive valuation metrics — PE 8.92 and PB 1.10 — relative to sector peers, and current trading shows elevated volume 65,559,305, signalling information flow. Meyka AI’s forecast model projects a 12‑month price of INR 146.49 (implied upside 13.93%) and a realistic tactical target of INR 135.00 for the next few sessions. Our Meyka grade (B+, score 70.36) reflects improving fundamentals but also flags sensitivity to margin and asset quality shifts. For intraday traders watch volatility around management guidance; for medium‑term investors, monitor NIM trajectory and credit costs before increasing exposure. All forecasts and grades are model outputs and not guarantees; combine with the official earnings release and filings on the NSE.
FAQs
When does Punjab National Bank report earnings and why is it important for PNB.NS stock?
Punjab National Bank reports Q3 results intraday on 19 Jan 2026; the print matters because NIM, credit cost and treasury gains will drive short‑term price moves in PNB.NS stock and affect medium‑term valuation.
What are the key valuation metrics for PNB.NS stock to watch after earnings?
Key metrics are EPS 14.84, PE 8.92, PB 1.10, and dividend per share 2.90. Compare these with sector averages and management guidance to judge if the current PNB.NS stock price reflects improving fundamentals.
What price targets should investors consider for PNB.NS stock?
Meyka AI suggests a tactical near‑term target of INR 135.00 and a 12‑month model target of INR 146.49 (implied upside 13.93% from INR 128.59). These are model projections, not guarantees.
How does sector performance affect PNB.NS stock in this earnings cycle?
Financial Services sector trends in margin and credit growth set the backdrop; PNB.NS stock will move with sector NIM trends and capital flow. Outperformance requires both bank‑specific gains and a stable sector backdrop.
Disclaimer:
Stock markets involve risks. This content is for informational purposes only. Past performance does not guarantee future results. Meyka AI PTY LTD provides market analysis and data insights, not financial advice. Always conduct your own research and consider consulting a licensed financial advisor.
