What did Rebecca Gormley do and what was the outcome?

Rebecca Gormley promoted FX trading tip services on Instagram without proper approval from an FCA‑authorised firm. She pleaded guilty and received fines on 22 February. The case shows courts will act on unlawful inducements online, especially where posts lacked compliant risk warnings and could push retail users toward high‑risk products.

Is it illegal to share trading tips on Instagram in the UK?

It can be illegal if the content is an invitation or inducement to invest and is not issued or approved by an FCA‑authorised firm. Posts with calls to action, referral codes, or links to sign‑ups are likely promotions. Educational content must avoid inducements and misleading claims, and include proper risk warnings if applicable.

What should brands check before using influencers for finance ads?

Confirm the promotion is approved by an FCA‑authorised firm, with clear, prominent risk warnings. Ban incentives to invest and performance claims. Require scripts, pre‑approval of every asset, and solid record‑keeping. Ensure audience targeting is suitable for UK consumers and that creators avoid unregulated signal groups or offshore brokers.

How can UK investors spot risky Instagram promotions?

Watch for screenshots of big wins, luxury imagery, and referral links that push quick sign‑ups. Lack of specific risk warnings is a red flag. Be wary of unregulated signal groups, guaranteed returns, or pressure to act immediately. Verify the firm’s FCA authorisation and seek impartial guidance before risking money.

Law and Government

Rebecca Gormley Case: UK Fines for Illegal FX Promos – February 22

ByDanny Kontos February 22, 2026February 22, 2026

Rebecca Gormley pleaded guilty to illegal Instagram trading promotions tied to FX tips, prompting fines on 22 February. The case follows FCA financial promotions guidance for social media and highlights rising risks for creators, brokers, and retail investors in the UK. We explain what this ruling means, the rules that apply, and how brands and influencers can promote finance content safely. Our focus is practical: reduce legal risk, avoid misleading claims, and protect UK consumers.