RF stock: Regions Financial (RF) NYSE closed $28.52 Jan 15 2026: earnings preview
RF stock closed at $28.52 on Jan 15 2026 as the NYSE session ended with investors focused on Regions Financial’s Q4 report due Jan 16 2026 before the open. We see volume 15,736,467 shares and a PE of 12.57, which frames today’s price action ahead of expected earnings beats. Meyka AI’s real-time view flags loan growth and net interest income as the key drivers to watch.
RF stock: Quick market snapshot and session context
Regions Financial Corporation (RF) closed at $28.52 in the United States (USD) on the NYSE. One-day change was +1.35% with a day high of $28.61 and a day low of $28.18. The stock trades with a 50-day average of $26.41 and a 200-day average of $24.43, signalling a near-term uptrend.
RF stock: Q4 earnings setup and what to expect
Regions reports Q4 results on Jan 16, 2026 before the opening bell. Consensus estimates point to EPS $0.61 and revenue $1.93 billion, with comments expecting modest NII improvement and capital markets strength. Management guidance and loan trends will determine whether RF delivers another surprise, after beating estimates in the last four quarters.
RF stock: Financials, valuation and dividend context
Regions shows trailing EPS $2.27 and a PE near 12.57, below many large-cap banks. Book value per share is $21.46 and tangible book is $14.85. The company yields 3.61% with a payout ratio of 46.47%, supporting income-oriented allocations in the regional bank sector.
Meyka AI rates RF with a score out of 100 and technical read
Meyka AI rates RF with a score out of 100: 78.05 / B+ — BUY. This grade factors S&P 500 and sector comparisons, financial growth, key metrics, analyst consensus, and forecasts. Technical indicators show RSI 70.92 (overbought) and ADX 30.06 (strong trend). Volume and momentum metrics support a near-term continuation, but sentiment is stretched.
RF stock: Analyst price targets, consensus and Meyka forecast
Wall Street targets cluster near $28.93 average, with Citigroup at $32.00, Keefe at $31.00, and Truist at $29.00. Meyka AI’s forecast model projects a 1-year view of $26.33 and a 3-year target of $33.44. Compared with today’s close of $28.52, the one-year model implies -7.66% downside and the 3-year model implies +17.25% upside. Forecasts are model-based projections and not guarantees.
RF stock: Key risks and opportunities ahead of the print
Opportunities include stronger NII from fixed-rate asset turnover and improved capital markets fees. Risks include higher non-interest expenses and potential reserve builds if loan delinquencies rise. Regional bank sector sensitivity to deposit costs and macro credit trends remains the main macro risk for RF investors.
Final Thoughts
RF stock closed $28.52 on Jan 15 2026 with momentum into tomorrow’s Q4 report. Our view balances a reasonable valuation—PE 12.57—and a solid dividend yield 3.61% against stretched technicals and expense pressures. Meyka AI’s forecast model projects $26.33 for the next year, implying -7.66% from today’s price, and $33.44 in three years, implying +17.25% upside. Use the earnings release and management commentary on NII, loan growth, and capital markets revenue as decision points. These forecasts are model-based projections and not guarantees. For live filings and pre-market context see Nasdaq RF page and for consensus target data see MarketBeat RF forecasts. For our stock page visit the Meyka AI RF hub at Meyka RF page.
FAQs
When does Regions Financial (RF) report Q4 results?
Regions Financial (RF) reports Q4 results on Jan 16, 2026 before the opening bell. Expect commentary on net interest income, loan balances, and capital markets revenue.
What is Meyka AI’s short-term forecast for RF stock?
Meyka AI’s model projects $26.33 over the next year for RF stock, implying -7.66% from the $28.52 close. Models are projections and not guarantees.
What are the main risks for RF stock after earnings?
Key risks are rising non-interest expenses, reserve builds from credit stress, and weaker-than-expected capital markets fees. These could pressure RF stock and near-term earnings.
What valuation metrics matter for RF stock?
Watch PE (12.57), price-to-book (1.33), return on equity (11.63%), and dividend yield (3.61%). These show fair valuation in the regional bank sector.
Disclaimer:
Stock markets involve risks. This content is for informational purposes only. Past performance does not guarantee future results. Meyka AI PTY LTD provides market analysis and data insights, not financial advice. Always conduct your own research and consider consulting a licensed financial advisor.
