Riester Rente Reform: What Germany’s New Pension Plan Means as of Dec

Germany’s Riester Rente Reform marks a significant shift in the country’s approach to retirement savings. Approved by the German cabinet in December 2025, this reform replaces the traditional Riester pension, introducing new options like the ‘Altersvorsorgedepot’, aimed at improving returns without guaranteed protections. These changes are crucial for private retirement savings and will impact long-term financial planning for Germans.