How much can I receive from CPF matching grants in 2026?

Eligible members can receive up to S$3,000 in 2026 across the expanded Matched Retirement Savings Scheme and the new Matched MediSave Scheme. Actual amounts depend on eligibility, caps, and available account room. Check your CPF notifications and account statements to see your status and how much top-up is still needed to secure the full match.

Who typically qualifies for MRSS and MMSS?

The Matched Retirement Savings Scheme generally supports members who need help building retirement balances, while the Matched MediSave Scheme supports healthcare savings. Exact criteria, ages, and caps are set by the CPF Board and may vary. Log in to your CPF account to view eligibility, remaining room, and instructions to complete top-ups correctly.

When will the new CPF investment scheme start?

A simplified, low-fee life-cycle investment option is targeted for the first half of 2028. Details on fees, asset mix, and how members can opt in will be provided closer to launch. Until then, review your existing CPFIS holdings, risk tolerance, and fees so you are ready to compare options once the official information is released.

Should I invest CPF savings now or wait for 2028?

Start with guaranteed boosts like CPF matching grants if you qualify, then assess market investments based on your risk tolerance, fees, and time horizon. If your current options are high-cost or complex, it may be prudent to keep flexibility until 2028. If you already hold diversified, low-fee funds, a measured approach can still make sense.

Global Market Insights

Singapore CPF Today, February 21: New Matching Grants, 2028 Funds Plan

ByHuzaifa Zahoor February 21, 2026February 21, 2026

CPF matching grants are front and centre today as Budget 2026 expands support for retirement and healthcare savings. Eligible members can receive up to S$3,000 in 2026 across enhanced MRSS and the new MMSS, while a simplified, low-fee life-cycle investment scheme is slated for 1H 2028. Senior worker contribution rates also rise in 2027. We explain how CPF matching grants work, who may benefit, and practical steps to optimise top-ups, manage cash flow, and position portfolios ahead of the 2028 changes.