Why are SIP returns higher despite Nifty stagnation?

SIPs benefit from rupee cost averaging, buying more units when prices are low. This approach, combined with the power of compounding, allows for greater returns even when the market is stagnant.

What is rupee cost averaging?

Rupee cost averaging involves investing a fixed amount at regular intervals. It allows investors to buy more units when prices are low, potentially reducing average investment costs over time.

Should I continue my SIP during market downturns?

Yes, continuing SIPs during downturns benefits from buying at lower prices. This strategy can enhance long-term returns once markets recover, thanks to compounding.

What are step-up SIPs?

Step-up SIPs involve increasing your SIP amount annually or periodically in line with income growth or inflation. This allows for wealth accumulation to keep pace with changing financial goals.

How can Meyka help with SIP investments?

Meyka provides AI-powered insights and predictive analytics, helping investors make informed decisions and optimize their SIP strategies for better returns.

Global Market Insights

SIP Returns Defy Nifty Stagnation: What Investors Need to Know

ByHuzaifa Zahoor November 28, 2025November 28, 2025

Despite the Nifty 50 index’s stagnant performance over the past 14 months, Systematic Investment Plans (SIPs) have been a beacon of hope for Indian investors. This contrast in performance highlights the resilience and benefits of SIPs even in uncertain market conditions. Notably, investments in 167 equity mutual funds have achieved double-digit returns during this period, showcasing the potential of disciplined investing strategies.