The U.S. housing market is showing some changes. Mortgage rates have hit a three-week high, and fewer borrowers are applying for loans. The Mortgage Bankers Association (MBA) reports that mortgage applications fell 8.5% last week as rates rose. After weeks of stable or slightly lower rates, buyers now face higher costs and less breathing room. …
Mortgage Rates have moved sharply higher again, and this time the impact is much bigger than a simple weekly rise. Nearly one million five-year fixed mortgage deals are set to end soon, pushing households, lenders, and investors into a period of serious adjustment. For many homeowners, this could mean hundreds of pounds more each month….
Mortgage rates have been tough for homebuyers all year. As of early December 2025,the average 30-year mortgage sits above 6 % in the U.S. and has not dropped much. The big question now is this: will rates finally fall after the Federal Reserve meets on December 9-10, 2025? This meeting is the last major policy…
Mortgage rates have now stayed in a tight range for six straight weeks. As of November 24, 2025, the housing market is watching this trend closely. Rates are not falling sharply, but they are not rising either. This calm period is unusual, especially after two years of big jumps and sudden drops. It tells us…
Nationwide has cut its mortgage range, the lowest fixed deal now priced at 3.64%, effective 5 November; the move loosens pressure on borrowers, reshapes remortgage options, and may nudge the UK housing market toward higher activity. Mortgage Rates drop as Nationwide trims prices Nationwide announced rate reductions of up to 0.25 percentage points across two,…
Mortgage markets are sending a clear, frustrating signal to homebuyers. Mortgage rates have ticked up even though the Federal Reserve recently cut its policy rate. That feels like a paradox. But markets and mortgages often move for different reasons. This story explains why rates rose, who is hit hardest, and what experts expect next. Mortgage…
Mortgage rates in the U.S. have dropped to levels we haven’t seen in almost three years. The average 30-year fixed mortgage now sits around 6.13%, a sharp fall that is catching many by surprise. We are entering a moment where both borrowers and market watchers are paying close attention. Why? Because this dip comes just…
The average U S 30-year fixed mortgage rate is now around 6 .63 %, its lowest since April 2025, according to Freddie Mac data for the week ending August 7 2025. That’s a mild relief but still above the much-hoped-for 6 % mark. Why is it not at 6 % yet? Mortgage rates tend to…