Qfin Holdings’ Q2 2025 Earnings: Contradictions in Loan Demand and Risk Controls
Key Takeaways QFIN Holdings (Qifu Technology, Inc.), a leading digital consumer finance platform in China, reported mixed second-quarter 2025 results that revealed both strong earnings momentum and underlying contradictions between growing consumer loan demand and the company’s cautious risk control measures. While revenue and profits exceeded expectations, management’s tone suggested a more conservative lending approach…