What drove TD’s Q1 earnings beat?

Adjusted EPS reached C$2.44 versus C$2.26 expected, with profit up 45%. Stronger capital markets revenue, steady retail banking, and easing credit-loss provisions were key. Management also booked a final C$200 million AML-related restructuring charge while pushing cost optimizations, which should support margins. Coverage from Canadian outlets highlighted broad-based strength across units.

How did the stock react to TD Bank earnings?

Shares recently traded at C$135.14, up 1.64%, within a C$132.71–C$135.88 range and near a 52-week high of C$135.88. Momentum readings (RSI 63.82, positive MACD) are supportive. Price sits above the 50-day and 200-day averages, showing buyers in control, though short-term consolidation near highs is common.

Is TD’s dividend secure after TD Q1 results?

The dividend yield is about 3.13% with a payout ratio near 37%, which leaves room for reinvestment and increases if earnings remain solid. Easing provisions and cost controls support cash generation. Investors should still track credit trends and expense run-rate through the next quarter to confirm stability.

What are the key risks to monitor now?

Watch credit-loss provisions if the economy slows, potential pressure on net interest margins if rates decline, and volatility in trading income. Even with the final C$200 million AML charge booked, ongoing compliance investments may continue. Execution on cost optimizations will be crucial to sustain margins and earnings quality.

Global Market Insights

TD.TO Stock Today: Q1 Profit Jumps, Record Adjusted EPS Beat — February 27

ByHuzaifa Zahoor February 27, 2026February 27, 2026

TD Bank earnings took centre stage today as The Toronto-Dominion Bank posted Q1 adjusted EPS of C$2.44, topping the C$2.26 consensus. Management reported a 45% profit jump on broad-based strength and easing credit-loss provisions, with capital markets revenue a key driver. TD also booked a final C$200 million restructuring charge tied to AML remediation while advancing cost optimizations. Shares of TD.TO recently traded at C$135.14, near a 52-week high of C$135.88, suggesting confidence in the beat and outlook for Canada’s second-largest bank.