TFC stock $49.83 after hours 16 Jan 2026: earnings preview and key metrics
TFC stock trades at $49.83 after hours on 16 Jan 2026 as markets position ahead of Truist Financial’s Jan 21 earnings release. Investors will focus on net interest margin, credit trends and management commentary given Truist’s $10.00 billion buyback and $2.08 annual dividend. This earnings spotlight ties valuation, analyst targets and technical setup to near-term price action for the NYSE-listed bank in the United States.
TFC stock: quick market snapshot after hours
Truist Financial Corporation (TFC) on the NYSE is at $49.83 with a day range $49.28–$50.09 and volume 10,681,806 versus an average volume of 8,184,625. Market capitalization stands near $65.32 billion (USD). The stock opened at $49.36 and closed regular session at $49.84, reflecting limited move in after-hours trading.
TFC’s 52-week range is $33.56–$51.52 and the 50-day and 200-day averages are $47.77 and $43.77 respectively. The upcoming earnings announcement is scheduled for 21 Jan 2026 at 13:30 ET, a likely catalyst for short-term volatility.
TFC stock: what to watch in the Jan 21 earnings report
Earnings focus will center on net interest income, credit costs and fee revenue. Truist last reported quarterly EPS of $1.04 and analysts expect roughly 4.00 EPS for the full year. Management may update guidance and capital deployment plans, including the $10.00 billion buyback authorized in December.
A stronger-than-expected net interest margin or lower credit losses could push the stock higher. Conversely, unexpected loan-loss reserve builds or weak commercial lending trends would pressure TFC stock ahead of and after the call. Traders should watch management commentary on deposit trends and mortgage pipelines.
TFC stock: fundamentals and valuation snapshot
Truist reports EPS $3.73 (TTM) and a P/E near 13.48 based on the latest quote. Book value per share is $50.80, putting price-to-book near 0.99, and dividend per share is $2.08, equal to a yield of 4.14%. Return on equity is about 8.08%, and debt-to-equity stands near 1.08.
These metrics show Truist trading close to tangible book with an above-market dividend yield. Investors comparing regional banks should weigh the near-term earnings sensitivity to interest rates and credit cycles against the stock’s modest valuation and cash return to shareholders.
TFC stock: technicals and trading setup
Short-term technicals favor the bulls. RSI sits at 61.82, ADX at 35.68 signals a strong trend, and MACD shows mild near-term weakening (MACD 0.88, signal 0.99). Bollinger Bands middle and lower sit at $50.19 and $49.19, with an upper band at $51.20.
Support near $49.19 (lower band) and resistance near the 52-week high $51.52 frame the next moves. On-volume acceleration above average 8,184,625 would confirm breakout bias for TFC stock in the days around earnings.
TFC stock: analyst views and price targets
Analyst coverage is mixed. Market consensus target is $52.80. Recent calls include Citigroup $63.00 (buy), Barclays $56.00, Morgan Stanley $56.00, Keefe, Bruyette & Woods $53.00, and Robert W. Baird $52.00. The upgrade/downgrade table shows 10 buys, 3 holds, 2 sells on record, a modest buy tilt.
For source detail on analyst moves and filings, see MarketBeat and MarketWatch coverage source and source.
TFC stock: Meyka AI grade and forecast model
Meyka AI rates TFC with a score out of 100: 73.57 / B+ — SUGGESTION: BUY. This grade factors in S&P 500 benchmark comparison, sector performance, financial growth, key metrics, and analyst consensus.
Meyka AI’s forecast model projects monthly $53.67, quarterly $41.14, yearly $55.84, and three-year $67.54. Against the current price of $49.83, the model implies a yearly upside of 12.08% and a three-year upside of 35.55%. Forecasts are model-based projections and not guarantees. For more live coverage and tools see our Meyka AI TFC page Meyka AI TFC page.
Final Thoughts
Key takeaways for TFC stock: Truist trades at $49.83 after hours on 16 Jan 2026, just below book value with a 4.14% dividend yield and a P/E near 13.48. The board-authorized $10.00 billion buyback and steady dividend support shareholder returns. Analysts offer mixed targets; consensus sits near $52.80 while Citi and others are higher. Meyka AI’s forecast model projects $55.84 over the next year, implying an upside of 12.08% versus the current price. Near-term risk centers on the Jan 21 earnings call — net interest margin and credit trends will set tone. Our grade, B+ (73.57), reflects solid fundamentals and capital actions offset by earnings sensitivity to macro cycles. Earnings outcomes and guidance will likely drive the next directional move, so monitor the call and volume activity closely. Forecasts are model-based and not guarantees.
FAQs
When does Truist report earnings and how could that move TFC stock?
Truist reports on 21 Jan 2026. The report can move TFC stock on net interest margin, credit costs and management guidance. Strong NIM or lower loan losses would push the stock higher; reserve builds or weak lending activity could weigh on the price.
What valuation metrics matter for TFC stock now?
Key metrics include P/E 13.48, price-to-book 0.99, EPS $3.73, and dividend yield 4.14%. These show Truist trading near book with income support. Watch ROE, credit costs and loan growth for valuation shifts.
What is Meyka AI’s view and forecast for TFC stock?
Meyka AI rates TFC 73.57 (B+) — Suggestion: BUY. The model projects yearly $55.84, implying +12.08% from $49.83. Forecasts are model-based projections and not guarantees.
How do analysts and institutional holders influence TFC stock?
Analysts average a $52.80 target with mixed ratings; major firms like Citigroup set higher targets. Institutional ownership is about 71.28%, so 13F moves and block trades can amplify price swings around earnings.
Disclaimer:
Stock markets involve risks. This content is for informational purposes only. Past performance does not guarantee future results. Meyka AI PTY LTD provides market analysis and data insights, not financial advice. Always conduct your own research and consider consulting a licensed financial advisor.
