When does the state pension age rise to 67?

From April 2026, the age rises in stages to 67. Depending on your birth date, you could turn 66 and still wait months, up to a year, before your first payment. Check your state pension age and forecast early so you can bridge the gap without costly borrowing.

How much is the full state pension in 2026-27?

The full state pension increases by 4.8% to £12,547.60 in 2026-27, supported by the pension triple lock policy. Your actual amount depends on your National Insurance record. Review your forecast and ensure credits or top-ups are in place if you have gaps from part-time work or caring.

Will the 2026 rise push me into paying tax?

It could. The higher state pension sits close to frozen tax allowances, so extra income from work or private pensions may be taxed. Spread withdrawals across tax years, use ISA income, and check your PAYE code. Estimate liabilities in advance to avoid surprises and keep more net income.

What should unpaid carers do before 2026?

Confirm you receive the right National Insurance credits and explore Carer’s Credit if eligible. Check your state pension forecast and any shortfall. Build a cash buffer, review benefits such as Pension Credit, and plan part-time earnings carefully. Early steps can protect income if you must wait longer to claim.

Law and Government

UK State Pension March 14: Age 67 Phase-In Spurs Poverty, Tax Risks

ByDanny Kontos March 14, 2026March 14, 2026

The state pension increase 2026 brings a 4.8% rise to £12,547.60 as the state pension age starts phasing to 67 from April 2026. Some people turning 66 could wait up to a year to claim. With income tax allowances frozen, the uplift can push more retirees into tax while cash flow tightens. We explain what changes, who is most at risk, and how to plan. We focus on clear, practical steps for UK households.