UNIONBANK.BO Union Bank of India BSE INR 162.40 10 Jan 2026: earnings to guide
UNIONBANK.BO stock trades at INR 162.40 (BSE) on intraday activity as markets position ahead of Union Bank of India’s earnings on 14 Jan 2026. Investors will focus on margins, credit cost trends and retail loan growth after recent strength in the bank’s 50-day average (INR 153.08) and 200-day average (INR 140.53). Short-term technicals and a low valuation versus peers set the stage for an earnings-driven move.
Earnings context and timing for UNIONBANK.BO stock
Union Bank of India reports results on 14 Jan 2026; that date is the immediate catalyst for UNIONBANK.BO stock. Market participants will watch net interest margin, slippage and recoveries versus the bank’s reported EPS INR 24.23 and PE 6.69.
The bank opened intraday at INR 157.40, with a day low INR 157.40 and a day high INR 162.95 on volume 2,819,877 shares. Expect volatility around the print as traders reprice credit costs and fee income.
Valuation and financials driving UNIONBANK.BO stock view
Union Bank shows a compact valuation: PE 6.69, PB 1.02, and dividend per share INR 4.75 implying yield 2.93%. Book value per share is INR 159.44, close to the market price, which frames the stock as value-oriented within Financial Services.
Key ratios: return on equity 16.24%, net profit margin 14.17%, and debt to equity 0.56. These metrics support the case that earnings beats could lift UNIONBANK.BO stock quickly, while a revenue or margin miss would pressure the multiple.
Intraday technicals and trading flow for UNIONBANK.BO stock
Short-term momentum favors buyers: RSI 62.57, MACD histogram 1.08, and Bollinger upper band INR 165.52. RelVolume is 1.52, signaling higher-than-normal intraday activity.
Price action shows a 50-day average INR 153.08 and 200-day average INR 140.53, both under the current price. For intraday traders, a break above INR 165.52 opens swings to the year high INR 167.30, while support sits near INR 157.40.
Meyka AI grade and model forecast for UNIONBANK.BO stock
Meyka AI rates UNIONBANK.BO with a score of 78 out of 100 (Grade B+, suggestion BUY). This grade factors in S&P 500 benchmark comparison, sector performance, financial growth, key metrics, and analyst consensus. This grade is not guaranteed and we are not financial advisors.
Meyka AI’s forecast model projects monthly INR 137.45, quarterly INR 172.07, and yearly INR 160.00. Versus the current INR 162.40, that implies a -15.37% monthly downside, +5.96% quarterly upside, and -1.48% yearly downside. Forecasts are model-based projections and not guarantees.
Risks, sector context and catalysts for UNIONBANK.BO stock
Primary risks: higher credit costs, slower retail loan pickup, and regulatory changes that hit margins. A large NPA surprise would rapidly widen the discount vs peers. Union Bank’s performance must be read against Financial Services sector averages (sector PE ~33.09) which highlights Union Bank’s low multiple.
Catalysts include better-than-expected margins, lower slippages, and improvement in fee income. Macro drivers such as RBI policy and system credit growth will also shape UNIONBANK.BO stock moves after results. For employee and holdings context see stockanalysis and for broader peer action see MarketWatch
Price targets and a pragmatic intraday to medium-term strategy
Near-term price targets: conservative INR 175.00, bullish INR 195.00, and downside support INR 140.00. For intraday traders, use INR 157.40 as a stop-loss reference and INR 165.50–167.30 as the first take-profit zone.
For medium-term investors, consider scaling on an earnings beat toward the INR 175.00 target and holding a tighter stop if credit metrics deteriorate. Remember the stock trades on BSE in INR and can gap on headline earnings.
Final Thoughts
UNIONBANK.BO stock offers a value-oriented risk-reward before the 14 Jan 2026 earnings release. At INR 162.40, the bank trades near book value with a low PE (6.69) and healthy ROE (16.24%). Meyka AI’s short-term model shows a mixed picture: a quarterly target of INR 172.07 (implied +5.96%) but a monthly scenario at INR 137.45 (implied -15.37%). Traders should treat the earnings print as the primary intraday catalyst while monitoring slippage, NIM and retail loan growth. Use INR 157.40 as intraday support and consider a base target INR 175.00 if results beat consensus. These price forecasts are model outputs from Meyka AI and are not guarantees. Position sizing, stop-loss discipline and watching sector flows in Financial Services will be decisive for short-term moves.
FAQs
When does Union Bank report earnings and why does it matter for UNIONBANK.BO stock?
Union Bank reports on 14 Jan 2026. The print matters because it will update EPS, credit costs and margin outlook—factors that directly move UNIONBANK.BO stock intraday and guide medium-term valuation.
What are the key valuation metrics for UNIONBANK.BO stock investors should watch?
Watch PE 6.69, PB 1.02, EPS INR 24.23, dividend per share INR 4.75, and book value INR 159.44. These show the bank trades near book and at a discount to the sector.
What short-term price action should traders use around earnings for UNIONBANK.BO stock?
Use intraday support INR 157.40 and first resistance INR 165.50. A close above INR 167.30 opens bullish targets near INR 175.00; a break below support suggests testing INR 140.00.
Disclaimer:
Stock markets involve risks. This content is for informational purposes only. Past performance does not guarantee future results. Meyka AI PTY LTD provides market analysis and data insights, not financial advice. Always conduct your own research and consider consulting a licensed financial advisor.
