UNIONBANK.NS (Union Bank of India NSE) INR 179.27 pre-market: heavy volume
We see UNIONBANK.NS stock trading at INR 179.27 in the pre-market on 16 Jan 2026 after a large intraday move and volume spike. The share is up 7.87% from the prior close on much higher-than-average turnover at 88,482,888.00 shares, making it one of the most active names on the NSE. Early trade points to momentum that depends on recent earnings and stronger retail loan growth. We focus on valuation, trading signals and short-term catalysts for active traders.
UNIONBANK.NS stock price action and volume
UNIONBANK.NS stock opened pre-market at INR 166.20 and is trading at INR 179.27, a move of +13.08 points or 7.87% versus the previous close of INR 166.19. Day range shows a low of INR 164.80 and a high of INR 180.69, which is also the 52-week high.
Volume is elevated at 88,482,888.00, versus an average volume of 13,045,492.00, giving a relative volume of 6.78. That surge makes Union Bank one of the most active NSE stocks this pre-market session and signals short-term liquidity for traders.
UNIONBANK.NS stock fundamentals snapshot
Union Bank of India (UNIONBANK.NS) posts an EPS of 24.23 and trades at a PE of 7.40, with a PB ratio of 1.12 and book value per share of 159.44. Dividend per share stands at 4.75, implying a dividend yield near 2.65% on the current price.
Key balance metrics show cash per share of 183.19 and debt-to-equity of 0.56, while return on equity is 16.24%. These metrics underline a value-style valuation versus large private peers and frame the stock as earnings-rich but cyclical within the Financial Services sector.
UNIONBANK.NS stock technicals and trading signals
Technically, the stock shows momentum with RSI at 63.19 and MACD histogram positive at 1.09, supporting continuation while ADX at 22.01 suggests a developing trend. The 50-day average price is 154.21 and the 200-day average is 141.65, both below current levels.
Short-term support sits near the day low INR 164.80 and the 50-day average INR 154.21. Traders should watch intraday VWAP and a break above INR 180.69 for follow-through; failure below INR 164.80 would indicate quick profit-taking.
Meyka AI grade and UNIONBANK.NS stock forecast
Meyka AI rates UNIONBANK.NS with a score out of 100: 75.91 / B+ with suggestion BUY. This grade factors in S&P 500 benchmark comparison, sector performance, financial growth, key metrics, and analyst consensus. These grades are informational and not financial advice.
Meyka AI’s forecast model projects a 1-year price of INR 186.73 and a 3-year target of INR 242.42. Compared with the current price of INR 179.27, the 1-year projection implies an upside of 4.16%. Forecasts are model-based projections and not guarantees. For full company details visit the official site Union Bank of India and the NSE quote page NSE – UNIONBANK.
UNIONBANK.NS stock sector context and catalysts
Union Bank sits in the Financial Services sector, where 1Y performance is 2.02% and average PE is 33.20 for the sector. Union Bank’s lower PE of 7.40 contrasts with sector averages and reflects different scale and earnings mix.
Near-term catalysts include the earnings announcement on 14 Jan 2026 and ongoing loan growth in retail and MSME segments. Macro factors such as RBI policy, credit demand and stressed asset recovery will drive trading interest in this most-active stock.
UNIONBANK.NS stock risks, price targets and strategy
Primary risks are macro sensitivity, higher provisioning needs, and slower-than-expected credit growth. Interest coverage is 0.42, and asset-side concentrations could pressure margins in stress scenarios.
Price targets for active traders: conservative near-term target INR 186.73 (Meyka 1-year forecast), bullish 3-year scenario INR 242.42, and downside support around the 200-day average INR 141.65. We recommend traders use position sizing and stop-losses given elevated volume and momentum.
Final Thoughts
UNIONBANK.NS stock is one of the pre-market’s most active names on 16 Jan 2026, trading at INR 179.27 on heavy volume of 88,482,888.00 shares. Valuation metrics—PE 7.40 and PB 1.12—show the stock is attractively priced versus many Financial Services peers, while ROE of 16.24% supports earnings credibility. Technicals point to momentum but also require discipline; a close above INR 180.69 would validate the short-term breakout, while a drop under INR 164.80 would signal profit-taking. Meyka AI’s forecast model projects INR 186.73 in 12 months, implying a 4.16% upside from today’s price; this is a model projection and not a guarantee. For active traders on the NSE, monitor liquidity, RBI cues and upcoming quarterly results. We provide this data as market analysis from an AI-powered market analysis platform and not investment advice.
FAQs
What drives the current move in UNIONBANK.NS stock?
The pre-market jump to INR 179.27 is driven by strong volume of 88,482,888.00 shares, positive earnings commentary and renewed retail loan growth. Macro cues and active trading on the NSE amplified the move.
Is UNIONBANK.NS stock overvalued or undervalued now?
At PE 7.40 and PB 1.12, UNIONBANK.NS stock looks value-priced versus the Financial Services sector. Low multiples reflect both earnings strength and financial-sector risks; valuation should be weighed against asset-quality trends.
What price targets should traders watch for UNIONBANK.NS stock?
Short-term resistance is INR 180.69 and conservative 1-year model target is INR 186.73. A bullish 3-year scenario projects INR 242.42. Use stop-losses near INR 164.80 for risk control.
How does sector performance affect UNIONBANK.NS stock?
Financial Services sector has mixed performance; average PE is 33.20. Union Bank’s lower PE creates relative interest, but sector policy, credit cycles, and RBI moves remain primary drivers for UNIONBANK.NS stock.
Disclaimer:
Stock markets involve risks. This content is for informational purposes only. Past performance does not guarantee future results. Meyka AI PTY LTD provides market analysis and data insights, not financial advice. Always conduct your own research and consider consulting a licensed financial advisor.
