What is the One Big Beautiful Bill Act?

The One Big Beautiful Bill Act is a legislative initiative focused on reforming student loan programs. It aims to simplify repayment plans and cap borrowing limits to better align with students' future earning potential. This reform seeks to reduce student debt and adjust education financing to meet

How will the OBBBA affect student loans?

The OBBBA will cap borrowing limits and simplify repayment plans, aiming to make them more understandable and financially feasible. It also caps interest rates, helping prevent excessive debt accumulation. These changes should lead to better debt management for students.

Will borrowing limits under the OBBBA restrict access to education?

Borrowing limits based on projected incomes could constrain access for some students, especially for high-cost programs. However, this change ensures borrowing is based on realistic financial outcomes, which may encourage institutions to reevaluate tuition fees and program offerings to remain

Law and Government

USTD News Today, Nov 7: Transforming Student Loans under Trump’s OBBBA

ByHuzaifa Zahoor November 7, 2025

Today marks a significant turn in U.S. education financing as the Department of Education finalizes regulations under the One Big Beautiful Bill Act (OBBBA). This ambitious reform, endorsed by former President Trump, focuses on transforming the student loan landscape. By capping borrowing limits and streamlining repayment plans, the OBBBA aims to substantially reduce student debt and align educational costs with workforce demands. As we delve into these changes, we’ll explore their profound implications for students and the broader education system.